- Facing Reality
- First Steps
- Know Your Options
- Do Nothing
- Depend on Family and Friends
- Purchase Insurance
- Next Steps
- How much does LTC cost in your county?
- The California Partnership Direct Mail Campaign Mailer
- Caregiving Resources
- Federal Long-Term Care Policy Information
- Consumer Rate Guide: Long-Term Care Insurance
- Medicare Educational Information
- Taking Care of Tomorrow
- California Agencies
- The Health Insurance Counseling and Advocacy (HICAP)
- 3in4 Need More
- Planning Tools
- Partnership-certified companies
- Field Poll Results Show Californians Are Unprepared
- Agent Resource Center (Agents only)
- Frequently Asked Questions
- California's Sandwich Generation Caregivers
- Will Boomers Bust the Budget?
- LTC Insurance and Taxes
Insurance Commissioner Dave Jones Launches Innovative New Senior Protective Website
California Department of Insurance
October 3, 2012
Insurance Commissioner Dave Jones today unveiled a new consumer protection tool for California seniors, who have traditionally been prime targets for con artists. The California Department of Insurance (CDI) is hosting a new Web site www.seniors.ca.gov to educate seniors and their advocates and provide helpful information about how to avoid becoming victims of personal or financial abuse.
The Web site, called “Senior Gateway,” is important because seniors, including older veterans, are disproportionately at risk of being preyed upon financially and subjected to neglect and abuse. The Senior Gateway is sponsored by the Elder Financial Abuse Interagency Roundtable (E-FAIR), convened by CDI and includes representatives from many California agencies who share a common purpose of safeguarding the welfare of California’s seniors.
8 Insurance Myths
May 27, 2012
Chances are about 70 percent that you'll need long-term careCare given to someone who can no longer perform activities of daily living. sometime after age 65, according to the nonprofit Life and Health Insurance Foundation for Education (LIFE). And it won't come cheaply.
The median cost of a full-time nursing home room is $81,030 per year, according to the Genworth 2012 Cost of Care Survey. The national median hourly rate for a licensed home health aide is $19, which would total $55,480 a year for eight hours a day of care. Statistics like those make long-term care insuranceSpecific type of insurance policy designed to offer financial support to pay for necessary long-term care services. sound like a no-brainer, but misunderstandings still abound.
Here are eight myths about long-term care insurance -- and the truth.
California website offers help on long term care coverage
January 31, 2012
As California’s population continues to age, state officials are urging residents to do something human beings frequently find agonizing: Plan for that time in their twilight years when they may need assistance getting out of bed, visiting the bathroom and dressing themselves.
That’s the impetus behind the five-month-old website www.RUReadyCA.org, which is managed by the California Partnership for Long-Term CareCare given to someone who can no longer perform activities of daily living., a joint venture of the state Department of Health Care Services and a trio of insurance companies that sell long-term care policies in the state.
State Site Explains Long-Term Health Care
December 21, 2011
The state has launched a website to help Californians with long-term health care planning.
Long-Term Care Crisis Looms; Californians Unprepared for the Costs
Plumas County News
December 7, 2011
If you became disabled or incapacitated tomorrow, how long could you support yourself without any public assistance? A month? A year? What if you live to be 95? The truth is . . .
Long-Term Care Insurance: Most Still Don’t Buy In
Wall Street Journal
October 21, 2011
A growing number of consumers are aware they may face steep nursing-home and other long-term careCare given to someone who can no longer perform activities of daily living. costs as they age, but few are willing to purchase long-term care insuranceSpecific type of insurance policy designed to offer financial support to pay for necessary long-term care services. . . .
California: LTC Lethargy Continues
September 21, 2011
California residents are somewhat more likely to say they have thought about private long-term careCare given to someone who can no longer perform activities of daily living. (LTC) insurance now than they were in 1994, but fewer than 10% have LTC coverage . . .
Californians Know They Need Long-Term Care Coverage, But Don’t Buy It
September 20, 2011
For a second time in as many months, a survey of Californians has found they are more aware than ever of the potential need for long-term health care in the future. But, paradoxically, fewer are taking steps to prepare for that costly possibility . . .
Poll: People Aware of Long-Term Care Needs But Are Not Prepared
September 20, 2011
Many Californians are highly aware of their future need for long-term careCare given to someone who can no longer perform activities of daily living., but few are preparing financially for it . . .